Expensify, Inc.
AI-powered expense, travel, and corporate card management software for businesses.
Subprocessors (5)
Processed Jul 23, 2026 · source disclosure ↗
| vendor | purpose | evidence |
|---|---|---|
| Providing Virtual Assistant Services through Concierge AI | “Concierge may utilize data models trained by machine learning ("Concierge AI") as well as third party providers of Virtual Assistant Services, including but not limited to, OpenAI, L.L.C (collectively, "Suppliers").” source | |
| regulated account information services | “In order to connect a Linked Financial Account which is in the UK to the Expensify Service, we are an agent of Plaid Financial Ltd., an authorized payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Expensify as its agent.” source | |
| Payment processing services | “Payment processing services for Members or Corporate Members, as the case may be, on the Expensify platform are provided by Stripe and are subject to the Stripe Connected Account Agreement, which includes the Stripe Terms of Service (collectively, the "Stripe Services Agreement").” source | |
| Processes payment card data for Expensify's corporate card program | “The Expensify Card, issued by Sutton Bank: Corporate Card Program Terms and the Card Agreement (See back of your card for the applicable issuer).” source | |
| Processes payment card data for Expensify's commercial card program | “The Expensify Visa® Commercial Card, issued by The Bancorp Bank, N.A.: Expensify Visa® Commercial Card Program Terms and Expensify Visa® Commercial Card Agreement (See back of your card for the applicable issuer).” source |
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Providing Virtual Assistant Services through Concierge AI
“Concierge may utilize data models trained by machine learning ("Concierge AI") as well as third party providers of Virtual Assistant Services, including but not limited to, OpenAI, L.L.C (collectively, "Suppliers").” source
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regulated account information services
“In order to connect a Linked Financial Account which is in the UK to the Expensify Service, we are an agent of Plaid Financial Ltd., an authorized payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Expensify as its agent.” source
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Payment processing services
“Payment processing services for Members or Corporate Members, as the case may be, on the Expensify platform are provided by Stripe and are subject to the Stripe Connected Account Agreement, which includes the Stripe Terms of Service (collectively, the "Stripe Services Agreement").” source
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Processes payment card data for Expensify's corporate card program
“The Expensify Card, issued by Sutton Bank: Corporate Card Program Terms and the Card Agreement (See back of your card for the applicable issuer).” source
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Processes payment card data for Expensify's commercial card program
“The Expensify Visa® Commercial Card, issued by The Bancorp Bank, N.A.: Expensify Visa® Commercial Card Program Terms and Expensify Visa® Commercial Card Agreement (See back of your card for the applicable issuer).” source